The holiday season is approaching, and I know I'll spend more than I planned. How can I maintain control this year?

Every year seniors are faced with the tough task of making decisions about their Medicare coverage — both for their basic healthcare coverage and for the Part D prescription program.

While mortgage foreclosures continue to rise along with the growing unemployment rate, there are a few small rays of hope for homeowners in trouble -- and those looking to buy a home.

Q.What is your greatest concern for America's financial future?

The American public is starting to get more than mildly annoyed at those who tell them the economy is bouncing back.

Is there any way out of America's financial woes? If you stand back and take an honest look at the growing debt and the promises we've made, the situation seems hopeless. Not only have we promised baby boomers their Social Security and Medicare benefits, we're now close to adding health care for all, and money to buy a new car.